Question 1

Do I have to sell my house for the Fair Deal scheme?

Accepted Answer

No, you don't have to sell your home. Under the Fair Deal Scheme (Nursing Homes Support Scheme), you can defer the payment related to your primary residence through the Nursing Home Loan option, also known as Ancillary State Support.

Question 2

How much will I pay for the Fair Deal scheme?

Accepted Answer

Your Fair Deal contribution is based on 80% of your assessable income and 7.5% of your assets per annum (3.75% for a couple). The contribution from your principal residence is limited to the first three years of care.

Question 3

Is the Fair Deal calculator accurate?

Accepted Answer

Our calculator provides an estimate based on current HSE guidelines. While designed to be as accurate as possible, the final assessment by the HSE may differ. The calculator is for guidance purposes only.

Fair Deal Blog

Understanding the Fair Deal Scheme: A Complete Guide