About the Fair Deal Scheme

Understanding Ireland's Nursing Homes Support Scheme and how our calculator helps you plan ahead

What is the Fair Deal Scheme?

The Nursing Homes Support Scheme, commonly known as "Fair Deal," is a government scheme that helps people pay for long-term nursing home care in Ireland.

How It Works

Under the scheme, you contribute up to 80% of your assessable weekly income and up to 7.5% per year of the value of your assets towards the cost of care. The State pays the balance.

Who Can Apply

Anyone who needs long-term nursing home care and meets the eligibility criteria can apply. This includes people who are already in a nursing home or those planning for future care needs.

Important Note

This calculator provides estimates based on current HSE guidelines. Actual contributions may vary based on your official HSE assessment. Always consult with HSE directly for official advice.

Why Use Our Calculator?

Our calculator helps Irish families understand potential costs before beginning the official application process.

Free & Private

No registration required, your data stays private

Quick Results

Get estimates in under 3 minutes

Current Guidelines

Updated with 2025 HSE regulations

Accurate Estimates

Based on official assessment criteria

How the Assessment Works

The HSE assesses your financial situation to determine your contribution

Income Assessment

You contribute up to 80% of your assessable weekly income. This includes:

  • State pension
  • Occupational pension
  • Other income sources
  • Some allowances (excluding certain disability payments)

Asset Assessment

You contribute up to 7.5% per year of the value of your assets. This includes:

  • Cash, savings, and investments
  • Property (including family home, with certain protections)
  • Business assets
  • Other valuable assets

Special Protections

The scheme includes several protections for families:

  • The family home may be protected for the first 3 years
  • Assets are capped at 7.5% per year (not 7.5% of the total)
  • Some assets may be exempt from assessment
  • Financial hardship provisions may apply

Ready to Calculate Your Fair Deal?

Get a clear understanding of your potential contribution and plan with confidence.